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TAC Risk Management Pool

The Texas Association of Counties Risk Management Pool (TAC RMP) has provided counties with a stable, sustainable resource of protection against a variety of risks and liabilities for more than 40 years. With more than 380 members and governed by a board of county officials, TAC RMP maintains a strong member retention rate and for good reason. TAC RMP offers value well below the commercial market, and our risk control programs and services provided free to TAC RMP members work to help Texas counties manage costs and promote safety. Questions? Contact Us.

 TAC Risk Management Pool


Benefits of TAC RMP Membership

Sound county leadership – TAC RMP is governed by a Board of Directors comprised exclusively of Texas county officials who understand counties' needs firsthand.
Strength in numbers – As a Pool member, you'll benefit through leveraging the combined purchasing power of all member counties, getting best value for the cost of coverage.

Effective utilization – Our risk control programs​ help curb costs
because they are designed specifically for county operations.
Individual service team – We assign each county a team of experienced professionals to assist you with your risk management needs.
On-site services – Risk assessments, consultations and training sessions are available as needed and at no charge.
Web-based servicesMonthly webinars, resource catalogs and user-friendly risk control web content are easily accessible.
Strong claims handling oversight – Service is the number one goal of our fully staffed claims department, so assistance is just a phone call away.

Coverage Offered

Auto Liability
Coverage provided for bodily injury and property damage caused by the negligent use of a covered auto. Includes options for Hired/Non-Owned, Personally Owned Vehicles for Law Enforcement, Personal Injury Protection and Un-Insured/Under-Insured Motorist Protection. State tort limits are standard and increased limits are available.

Auto Physical Damage

Provides collision and comprehensive coverage to a covered member vehicle involved in an auto accident. Provides coverage to repair and/or replace county vehicles when involved in accidents.
General Liability
Provides liability coverage for bodily injury or property damage arising out of a negligent act committed by the Pool member, on member premises or during member operations.

Law Enforcement Liability
Provides defense coverage for law enforcement officers, employees, volunteers and others in the case of a claim arising from a wrongful act while performing official member duties. This includes defense cost and covers acts such as excessive force, civil rights violations and other allegations stemming from law enforcement operations.
Provides coverage for sudden and unexpected losses or physical damage to buildings, structures, contents, valuable papers and records, electronic data processing equipment and mobile equipment.
  Crime​ Crime coverage is provided at no additional charge to participants of the Property program. Provides coverage for financial losses that arise from criminal activity such as burglary, forgery, fraud and employee dishonesty. This coverage includes sub-limits for computer fraud and wire transfer fraud.
Public Officials Liability
Provides defense coverage for elected officials, employees, volunteers and others in the case of a claim arising from a wrongful act while performing official member duties. This includes defense costs and covers acts such as wrongful termination, harassment and discrimination.
  Cyber Liability​Cyber Liability

Cyber Liability coverage is provided at no additional charge to participants of the Public Officials Liability program. Cyber Liability provides coverage for data breach and privacy response.

Provides coverage for the cost of medical expenses and lost wages for workers who are injured in the course and scope of their duties.

Forty-plus Years of Serving Texas Counties

In 1974, the Texas Association of Counties (TAC) created an alternative to allow counties to pool their resources to address the changing dynamics of county risk. Starting with the Workers' Compensation Self-Insurance Fund, it later expanded to serve Texas counties' specific needs by offering property, general liability, auto liability, auto physical damage and crime coverage. In 2008, the Risk Management Pool was formed when the Workers' Compensation Self-Insurance Fund, the County Government Risk Management Pool and the Property and Casualty Self-Insurance Fund merged.