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Home / Pool & Risk Services / Liability / Public Officials Professional Liability Coverage Summary

Public Officials Professional Liability Coverage Summary

Claims Made Coverage
Basic Coverage Limits: Each Claim $2,000,000
Annual Aggregate $2,000,000

Included Coverages:  
Back Wages
Limits: $25,000 each claim
$25,000 annual aggregate
This endorsement provides coverage for Back Wages if awarded as a result of a claim or lawsuit.
Punitive Damages $1,000,000 limit within the basic $2,000,000 limit

Takings

Limits: $50,000 each claim
$50,000 annual aggregate
This endorsement provides a defense to a constitutional or statutory taking claim

The following coverages are optional for an additional contribution.
TAC can provide prior acts coverage at a reasonable cost.

Punitive Damages
Optional Limits: Punitive Damages may be purchased having limits in addition to the basic $2,000,000 limit.

County Clerks and District Clerks
Optional Limits: Based on amount of fees collected
Clerks' limits are purchased in addition to basic $2,000,000 limit. This endorsement lifts the exclusion in the coverage document for lawsuits brought against members.

Hospital
Limits: Within the basic $2,000,000 coverage limit
This endorsement lifts the exclusion for Hospitals in the coverage document

Airport
Limits: Within the basic $2,000,000 coverage limit
This endorsement lifts the exclusion for Airports in the coverage document

District Attorney
Limits: Within the basic $2,000,000 coverage limit
This endorsement adds coverage for a District Attorney whose jurisdiction includes Named Member's County

District Judge
Limits: Within the basic $2,000,000 coverage limit
This endorsement adds coverage for a District Judge whose jurisdiction includes Named Member's County. Coverage may also apply to service of District Judge on a Juvenile Board whose jurisdiction includes Named Member's County.

This form is intended to provide highlights of coverage and is not a coverage document. Please refer to the coverage document for complete details of coverage including definitions, exclusions and other terms and conditions.